In The News

This chart of US stock Performance may shock you

More and more investors are telling me that their portfolios have now fully recovered from the 2008 stock market crash. I respond in my typical tactless way by telling them their performance has been awful. That’s because stocks are now 64 percent above their pre-crash high.

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Post-Filing Ploys: Tax Scams Continue

IRS 1040 Tax Form Being Filled OutTax season may be over, but tax scams continue.

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Millennials Need to Work on Bridging Skills Gap

bridgeHiResLast week, the editor of a newspaper in the Pacific Northwest emailed to check a reference for one of my former students. A position had opened up because the editor had let go a staffer who kept misspelling the names of people in photo captions.

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Free Government Money? Uncle Sham is Back!

Flag of USALucky me. Turns out I’m entitled to receive $3,200 in “free” government money. The reason, explained the caller: “Because you always file your IRS taxes on time.”

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Livability Index Widget









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What Will Retirement Look Like for Our Adult Children?

For decades, the three-legged stool was the metaphor for funding retirement: Social Security, pensions and savings/investments. Because of the recession and drop in pensions, the stool started to shake. That hasn’t escaped the notice of our adult children as they watch parents head into retirement.

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Spring Clean Your Identity Theft Risks

Spring cleaning your devicesSpring cleaning should include more than de-cluttering your garage and closets. Take these simple steps to reduce your risks of identity theft:

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How to keep more of your investment income

Scrabble pieces spell out 'tax' on dollar billsAs tax season draws to a close for a

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Guard Your Home Equity With Your Life

House made of $100 bills

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Time to Have That Talk With Your Children About Money

200-grandparent-financial-advice-how-to.imgcache.rev1342623553924.webWhether your children are 14 or 40, if you are at or near retirement age you must have a conversation about money.

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Lending to Relatives? What You Need to Consider

200-hand-holding-hundred-dollars-ask-for-money.imgcache.rev1354225219654.webSonny has bad credit and needs a small business loan.

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Can We Change Our Spending and Saving Habits?

Cash ready for a purchase decisionWhat makes one person focus on saving for his or her future, while another is totally oblivious and winds up hopelessly in debt?

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Six Lessons That Work in Up and Down Markets

Six years ago today, the Standard & Poor’s 500 Index closed at 676.5, which represented a 56 percent decline in less than 18 months. Many a shell-shocked pundit predicted then the bloodbath was not over, such as this article warning that it would take eight years to recover, possibly longer.

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It's the Real Return That Matters

Dollar Bill on ScaleSo it’s time to get real about mutual fund fees. Sure, they’re lower than ever for many funds, especially those that track an index. In fact, the average fund fee is now 1.25%, according to Chicago-based Morningstar.

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Could you retire from your job in debt?

Work-and-Save-BlogThink about retiring from your job with no savings—not even a little bit—just debt.  Unfortunately this is the case for one in five Utahans according to a new study released recently by Notalys LLC. This news is troubling, to say the least.  To make matters worse, with 45% of working age hous

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Saving Our Retirement

At AARP, we know the people we represent have worked hard to save for retirement, and we believe that they deserve to have financial advisors who work just as hard to protect and grow their savings.

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Are Longevity Annuities in Your Future?

I’ve been pretty critical of many annuities in the past but there is one out there that may be worth a serious look. It’s called a Qualified Longevity Annuity Contract (QLAC) — yes, that’s mouthful.  Recent technical changes to them ok’d by the U.S. Treasury offers a partial solution to the not-outliving-your-money challenge.

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There’s No Shame in the Senior Discounts Game

You can remove the girl out of the flirt, but not the flirt out of the woman. Thus, when an extremely attractive gentleman hovered near the department store counter and the sister ringing up my purchase announced all loud that there was a 15 percent discount for senior citizens, I demurred.

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What You Need to Know About 2014’s Top Scams

Scammer at workWhen fraudsters cook up a new scam, they typically use the same recipe: Start with establishing a connection with the target – be it through sweet talk or intimidation –mix with feigned credibility or authority.

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