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How well does your financial institution treat its customers?

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The Fast Track to Saving Is to Pay Yourself First

savveLet’s face it, for most of us one of the biggest obstacles to saving is that sometimes there isn’t enough paycheck at the end of the month. Even for those of us who educate people about managing their finances, it can get hard when the budget is already stretched thin. Here are a few ways to get you started.

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CFPB: Reverse mortgage ads can confuse more than inform

Advertisements touting reverse mortgages often leave older consumers confused about the loan terms and unaware of the risks, according to a new report from the Consumer Financial Protection Bureau.

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Caring for mom shouldn’t mean losing your house

tax-credit-blog-squareDebra from New Jersey is on the verge of losing her house to foreclosure because she can’t keep up with paying the bills and helping her mom, who has dementia, remain at home.  To keep Mom out of a nursing home,

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Let the (Home) Buyer Beware

For Sale signLooking to buy or sell a home in the coming weeks, which is expected to be the busiest real estate season in eight years?

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Generation X Experiencing “High Anxiety” Around Retirement

Like Billy Joel, I frequently find myself in “a New York State of Mind.” I am a New Yorker—born, raised and educated in the Empire State.  Though I no longer live there, I still call it home – which is why I was concerned by the findings of a new AARP survey released last week.  The reality is, the “New York State of mind” is experiencing “

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It’s Not Too Late: You, Too, Can Be a Financial Success

Maggie Lena Walker, born in 1864 in Richmond, Va., grew up helping her formerly enslaved mother wash clothes for others to make a living. Thirty-nine years later, on April 27, 1903, Maggie Walker became America’s first black woman to establish and head a bank.

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Investors Win in Supreme Court 401(k) Decision

The U.S. Supreme Court this week sent a strong message to employers offering 401(k)s – you can’t just pick investments for the plan and then forget about them.

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Hackers Guzzle Your Money via Starbucks Mobile App

Paying at Starbucks with smartphoneStarbucks devotees, prepare for a jolt beyond what’s provided in those morning Cappuccinos: Hackers are draining financial accounts of customers who use Starbucks’ gift cards or

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Some Advice to Help Put Your Kids On a Career Path Now

In the famous scene from The Graduate, Ben is cornered by guests at his college graduation party who ask, “What are you going to do now?” One man offers a single word of advice: “Plastics.” By the movie’s end, Ben is still clueless about his future. And there most likely will be thousands of versions of Ben among the 4 million students receiving advanced degrees this month.

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The Passcode to Hack Most Credit Card Readers

Signing payment at point of sale terminalAbout 90 percent of checkout payment card readers, like those implicated in last year’s string of

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Reverse Mortgages Now Harder to Get

Reverse MortgageIf you thought about taking out a reverse mortgage, be aware that new rules that recently kicked in might actually make it harder for you to qualify.

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This chart of US stock Performance may shock you

More and more investors are telling me that their portfolios have now fully recovered from the 2008 stock market crash. I respond in my typical tactless way by telling them their performance has been awful. That’s because stocks are now 64 percent above their pre-crash high.

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Post-Filing Ploys: Tax Scams Continue

IRS 1040 Tax Form Being Filled OutTax season may be over, but tax scams continue.

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Millennials Need to Work on Bridging Skills Gap

bridgeHiResLast week, the editor of a newspaper in the Pacific Northwest emailed to check a reference for one of my former students. A position had opened up because the editor had let go a staffer who kept misspelling the names of people in photo captions.

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Free Government Money? Uncle Sham is Back!

Flag of USALucky me. Turns out I’m entitled to receive $3,200 in “free” government money. The reason, explained the caller: “Because you always file your IRS taxes on time.”

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Livability Index Widget









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What Will Retirement Look Like for Our Adult Children?

For decades, the three-legged stool was the metaphor for funding retirement: Social Security, pensions and savings/investments. Because of the recession and drop in pensions, the stool started to shake. That hasn’t escaped the notice of our adult children as they watch parents head into retirement.

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Spring Clean Your Identity Theft Risks

Spring cleaning your devicesSpring cleaning should include more than de-cluttering your garage and closets. Take these simple steps to reduce your risks of identity theft:

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How to keep more of your investment income

Scrabble pieces spell out 'tax' on dollar billsAs tax season draws to a close for a

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